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Common questions about HSA/FSA payments, Letters of Medical Necessity, and reimbursements.
Xendurance has partnered with Flex to allow you to use your Health Savings Account (HSA) or Flexible Spending Account (FSA). This means you can now use your HSA or FSA debit card to buy Xendurance products with pre-tax dollars, resulting in net savings of 30-40%, depending on your tax bracket.
To use your HSA or FSA debit card, add products to your cart as usual. At checkout, select “Flex | Pay with HSA/FSA” as your payment option, enter your HSA or FSA debit card, and complete your checkout as usual. If you don’t see “Flex | Pay with HSA/FSA,” you may be in Shop Pay. Select “checkout as guest” to view more payment options.
If you don’t have your HSA or FSA card handy, still select “Flex | Pay with HSA/FSA” as your payment method. Enter your credit card information and Flex will email you an itemized receipt to submit for reimbursement.
The key here is to make sure you are logged out of ShopPay. One of the easiest ways to do this is to go through checkout in an incognito window.
HSA/FSA cards are debit cards, and the most common reason for declines is insufficient funds. Reach out to your HSA/FSA administrator to confirm your balance.
Some products require documentation from a licensed healthcare provider stating that the item is necessary to treat or manage a specific medical condition. If the product requires a Letter of Medical Necessity (LOMN), Flex facilitates a chat-based telehealth consultation that is reviewed by a licensed provider, and typically the Letter is provided within 2 hours.
Complete your health consultation: Complete a brief, 2-minute consultation. A licensed provider will review your responses and determine your eligibility. If eligible, you’ll receive a Letter of Medical Necessity within two hours.
Make your Xendurance purchase: Use a standard payment method. Do not use your HSA/FSA card at checkout.
Submit for HSA/FSA reimbursement: Follow Flex’s instructions to submit your Letter and Life Time receipt to your HSA/FSA administrator for reimbursement.